FP&A Team Lead at World Business Lenders, LLC

Worldwide

About World Business Lenders<ul><li>World Business Lenders (WBL) provides general-purpose, short-term, real estate-collateralized commercial loans to small and medium-sized businesses throughout the United States that may not have access to traditional sources of funding. WBL is a U.S.-based company with a 100% remote workforce.</li><li>This is a remote Contract/Consultant position. Standard working hours are generally 9:00 a.m. to 6:00 p.m. Eastern Time, Monday through Friday. Additional hours may occasionally be required based on operational needs. </li><li>Excellent written and verbal English communication skills are required.</li></ul>Position Overview<ul><li>The FP&amp;A Team Lead is a hands-on owner of a defined area within the FP&amp;A function. The Team Lead is responsible for the quality, timeliness, and business usefulness of work in that area while leading and developing FP&amp;A Analysts.</li><li>Current Team Lead assignments are Corporate Planning &amp; Performance and Portfolio &amp; Capital. Team Leads are expected to support the broader FP&amp;A function as needed, but hiring and performance expectations will emphasize the assigned area.</li></ul>Functional Assignment<li>Corporate Planning &amp; Performance — annual budget and reforecasts; consolidated three-statement forecast; operating expense and headcount planning; variance analysis; and management reporting.</li><li>Portfolio &amp; Capital — origination and portfolio forecasting; NPL, REO, and recovery forecasting; cash and liquidity; facility and covenant forecasting; and capital scenarios.</li>Key Responsibilities<ul><li>Lead, prioritize, and coordinate the day-to-day work of FP&amp;A Analysts, including reviewing work and providing coaching and feedback.</li><li>Own recurring models, forecasts, analyses, and reporting within the assigned functional area.</li><li>Review financial models and analyses for accuracy, logical consistency, methodology, transparency, and usability, and reconcile outputs to source data and financial statements.</li><li>Analyze financial and operating results, identify material drivers, challenge assumptions, and develop clear management explanations.</li><li>Lead scenario, sensitivity, and other decision-support analyses within the assigned area.</li><li>Work with Accounting, Operations, and other departments to obtain required inputs, resolve discrepancies, and improve reporting accuracy.</li><li>Maintain clear assumptions, supporting schedules, version control, change logs, and process documentation for key models and reports.</li><li>Improve, standardize, and automate recurring FP&amp;A processes and reporting.</li><li>Support broader FP&amp;A, due-diligence, and strategic projects as needed.</li></ul> <ul><li>Education:</li><ul><li>Bachelor's degree or equivalent experience in Finance, Accounting, Economics, Mathematics, Business Administration, Data Analytics, or a related field. </li></ul></ul><ul><li>Experience: </li><ul><li>Five or more years of progressive experience in FP&amp;A, financial modeling, or a closely related finance role.</li><li>Prior experience leading, reviewing, mentoring, or coordinating the work of analysts or other finance professionals.</li><li>Strong understanding of the income statement, balance sheet, and cash-flow statement, including the ability to build and connect a three-statement model from scratch in Excel.</li><li>Advanced Excel and financial-modeling skills, including scenario analysis, model construction, and reconciliation to source data.</li><li>Strong analytical judgment and the ability to identify material business drivers in large or incomplete datasets.</li><li>Ability to communicate financial results, assumptions, risks, and recommendations clearly to finance and non-finance stakeholders.</li><li>Demonstrated depth in at least one functional assignment listed above; candidates are not expected to be experts in both.</li><li>Ability to manage recurring deadlines and maintain regular communication in a remote environment.</li></ul></ul><p><br />Preferred Qualifications </p><ul><li>Experience in commercial lending, mortgage lending, specialty finance, banking, or another financial-services environment.</li><li>Experience with consolidated planning and forecasting, lending or portfolio analysis, liquidity and capital planning, or related work aligned with the assigned area.</li><li>Experience improving or automating recurring financial models and reporting processes.</li></ul> <p>What We Offer</p><p>💰 USD compensation</p><p>🏖️ Paid Time Off (PTO).</p><p>🌍 Fully remote — work from wherever you do your best work!</p><p></p><p>Ready to Apply?</p><p>If this sounds like you, we'd love to hear from you - submit your CV in English and hit Apply!</p>