Initial Closing Disclosure and Doc Drawer - West Coast Schedule at Summit Funding
United States
$40k - $56k
<h3>Company Description</h3><p><strong>Who we are:</strong></p><p>Summit Funding, Inc is one of the oldest still privately owned top 50 national mortgage lenders. When Todd Scrima, our owner and CEO founded our company in 1995 his dream was not to be the biggest, but to strive to be the best. Our growth mindset, positive culture, and history of stability are just a few things that position our company as a leader in the mortgage industry.</p><p><strong>Benefits and Perks:</strong></p><ul><li>Opportunity to further a career in a competitive, fast-paced growing industry where you can make a difference in people’s lives.</li><li>Opportunity to earn competitive compensation.</li><li>Full benefits include medical, dental, vision, 401K plus match, 11 paid holidays, paid time off, and more.</li><li>Fun team atmosphere, professional development, and more.</li></ul><h3>Job Description</h3><p>The CD Drawer position is essential to Summit Funding’s relationship with the branches, with escrow, and most importantly, with the homebuyer. The primary focuses are accuracy, speed, accountability, adaptability, and genuine good customer service. The CD Drawer position is crucial to preparing accurate initial closing disclosures and closing packages within the posted turn time or prior, thereby exceeding branch expectations so they may exceed buyer expectations.</p><p>Starting pay ranges between $20-$28/hr DOE.</p><p>This position reports out of the Sacramento Corporate Office but is offered as hybrid-remote or remote depending on experience and location. <strong> </strong></p><p><strong>Flexibility to work overtime and weekends is needed. Normal start time will be between the hours of 6am and 9am Pacific time, and normal end time will be between 2:30pm and 6pm Pacific time. </strong></p><p>Duties include:</p><ul><li>Prepares all closing documents and closing disclosures including initial closing disclosure (ICD) required to close mortgage loans, ensuring documentation is complete and accurate and follows up with any discrepancies.</li><li>Ensures that all loans meet guidelines for quality and regulatory compliance, and investor closing standards are met.</li><li>Maintains communication with other departments and closing agents to promote positive business relations and relay loan status.</li><li>Establishes and maintains a thorough knowledge of all products and investor requirements to ensure quality closing packages and salability into the market.</li><li>Reviews files prior to closing to verify that abstracts and/or title opinions are clear; forwards copies to all parties involved; reviews all surveys, termite inspections, final inspections, and verifies accuracy of closing conditions.</li><li>Inputs information into computer, prepares additional documentation, balances account for closing, and prepares closing disclosures and closing package for the closing agent and/or customer.</li><li>Prepares and explains closing requirements to closing agent and/or customer.</li></ul><ul><li>Maintains knowledge of all mortgage and compliance policies and procedures.</li><li>Completes all required paperwork and forms in an accurate and timely manner; prepares all required reports.</li></ul><h3>Qualifications</h3><ul><li>Two years of current (within the last 12 months) experience preparing/drawing initial closing disclosures (ICD) and closing documents with a direct mortgage lender. </li><li>Retail or wholesale experience preferred</li><li>Experience with conventional and government loan programs (FHA, VA, USDA) required, Bond and NQM experience preferred.</li><li>Working knowledge of Texas loans is a plus.</li><li>Recent experience working in a retail direct lending environment preferred. Experience with wholesale is a plus.</li><li>Proficient in Microsoft Office, Outlook, Encompass 360 and Doc Magic or similar LOS</li><li>Ability to work a full-time schedule, Monday through Friday between 6am and 6pm Pacific time, with overtime and weekends as needed. </li><li>The ability to be flexible and adjust your work schedule as needed</li><li>Ability to communicate effectively with external and internal contacts including but not limited to: Loan Officers, Processors, Account Executives, Underwriting and Post Closing Staff, Title, Escrow, Attorneys, etc. </li><li>Candidates within a 50-mile radius of our Sacramento Corporate office will be asked to work a hybrid work schedule, reporting Tuesdays and Thursdays in the office. All other candidates will be asked to work a fully remote work schedule from home.</li></ul><p>IND1</p><h3>Additional Information</h3><p>All your information will be kept confidential according to EEO guidelines.</p>
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